South Carolina Motorcycle Rights Association

I received a telephone call from a gentleman who was injured in a single vehicle accident.  He freely admitted that he was to blame.  He merely lost control momentarily and went down.  It can happen to the best of us.  His concern was his hospital bill. 

His primary health insurance is Medicare and he has no medical expense coverage on his motorcycle.  When he went to the emergency room he provided the hospital with all of his insurance information.  Last week the hospital sent him a letter which he provided to me.  The letter states in pertinent part the following:

“We are aware that you have Medicare as primary and Mutual of Omaha as secondary insurance, however we cannot bill Medicare for an motorcycle accident.”

Apparently the hospital is under the belief that if you are injured on a motorcycle that Medicare does not and will not cover you.  That is clearly not the case. 

We are assisting him at no charge being that this is of importance to all motorcyclists.  Hopefully this is an isolated incident.  However, many times we see trends in the insurance industry and we want to take care of this one early if that is the case.  If you are anyone that you know has experienced a similar situation please let us know. 

I will let you know the outcome of this incident once it is resolved.  As usual, if anyone has any questions or comments about this or any other matter upon which I have written please feel free to contact me.  Until next time I wish each of you good riding.